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Medicare and SSD Benefits Questions You Might Ask a Social Security Lawyer

Q: How long will I have to wait to receive Medicare coverage?

A: If you talk to a social security lawyer, he or she will talk about Medicare for retired persons as fairly simple. If you are 65 years old or older, and worked for at least ten years in a Medicare covered job, you will generally be eligible for Medicare even if you're working. Even if you are under 65, it is possible to be eligible for Medicare coverage if you suffer from a disability. But for these applicants, it may be a good idea to speak to a social security lawyer or advocate about several complications involved with receiving coverage for a disability.

When they first become disabled, most Medicare applicants who don't work with a social security lawyer do not realize that they will have to wait at least 24 months before receiving coverage. This waiting period begins at the time you become disabled. To be eligible for Medicare due to a disability, you must also quality for Social security disability benefits. Unfortunately, the combination of the waiting periods for both social security disability and Medicare coverage can make for a very long Medicare wait. You may want to talk to a social security lawyer for a better idea of the time frame.

Q: According to the Social Security Administration, I am one credit short of the number I need to be eligible for benefits. What, exactly, do they mean?

A: The SSA has so much small print and obscure rules that nobody but a social security lawyer could learn them all. For you to be eligible to be "insured" for SS Disability, you will generally (though not always) need to have earned 20 credits during the last ten years of work. This is a rolling ten year period that is supposed to end on the day that your disability is judged to have begun.

Sadly, though, the rules that go into determining how many credits you have and need for the last ten years of work makes meeting your credit requirements rather difficult. A social security lawyer will tell you that this often happens when an applicant simply hasn't worked enough. Unfortuantely, though, it can also happen when you've waited too long to apply for SSD, or when a judge has decided to change your disability's official onset date. In this case, you should speak to a social security lawyer to better understand you options for appeals, etc.

Q: Can I work while I have a claim pending?

A: Your social security lawyer will describe disability that is eligible for benefits as any that keeps you from earning a substantial income. This doesn't necessarily mean, though, that you cannot work at all. If the salary you earn with your work falls below a certain limit (which is set annually but the SSA), you may still be approved for benefits. Talk to a social security lawyer or advocate for details.

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